FIXED INCOME · DEBT
Loan
You lend capital for a defined return and a repayment date, both set in each project.
- Return known in advance
- Set repayment date
- You don't share in the asset's returns
Three ways to invest in aircraft
From the fixed income of a loan to co-owning a plane, with optional usage perks through the operator. Choose the model that fits your profile, your horizon and the relationship you want with the asset.
The three investment models
OWNERSHIP · NO USE
Passive investment
You own a percentage of the asset and share in both its gains and its losses.
- Real ownership of a % of the asset
- Share in gains and losses
- No usage rights
PASSIVE OWNERSHIP + OPERATOR PERKS
Active investment
You co-own the asset — a passive investment. Separately and optionally, you can arrange usage perks with the AOC operator that runs it.
- Passive co-ownership of the asset
- Optional perks: hour packages or preferential access
- Usage is a separate, optional agreement
1 Loan
Fixed income, with clear rules from day one
The investor lends money to the borrower — the special-purpose vehicle that acquires the aircraft — for a return and a repayment date. Each project sets the offered return and the repayment date.
It's the most predictable model: you know what you'll earn and when. In exchange, you don't share in the asset's returns: neither its appreciation nor any extraordinary income it generates.
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Fixed return per project
The interest is set before you invest and doesn't change over the life of the loan.
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Set repayment date
You know in advance when the lent capital will be repaid.
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Lower exposure to the asset
Your return doesn't depend on the aircraft's market value.
Model profile
Fixed set per project
Return and term known before investing
Asset ownershipNo · lender
Shares gains/lossesNo
Usage rightsNo
Capital repaymentSet date
Model profile
% of the asset
Your return follows the aircraft's real performance
Asset ownershipYes · co-owner
Shares gains/lossesYes
Usage rightsNo
ManagementAsset operator
2 Passive investment
Owner of the asset, without the hassle of using it
You are the owner of a percentage of the asset and share in both its losses and its gains, but you have no usage rights.
Your return is no longer a fixed interest and becomes tied to how the aircraft performs: the income from its operation and the price it sells for at maturity. More upside potential, in exchange for taking on the asset's variability.
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Real co-ownership
You own a percentage of the aircraft through the special-purpose vehicle.
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Shared gains and losses
You share in the asset's result, whether it rises or falls.
-
No usage rights
You don't fly the aircraft: the operator keeps it in operation.
3 Active investment
A passive co-owner, with optional usage perks
Your investment is a passive co-ownership of the asset. The use of the aircraft is a separate matter from the investment: the aircraft is run by a registered operator (AOC) and, if you wish, you can arrange usage perks with that operator — for example hour packages or preferential access at a reduced rate. They are two separate vehicles.
The operator keeps the aircraft in charter operation, generating the return that reaches you as a passive investor. Any usage you choose to arrange is billed separately by the operator, under its own terms.
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Optional hour packages
Hour packages you can contract with the operator, separate from the investment.
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Preferential access at a reduced rate
Hours flown at a preferential rate versus the market, under the operator's terms.
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AOC operator exploits the asset
Idle hours go to charter and generate a return.
Model profile
Passive + optional use
You invest passively; usage perks are optional and separate
Asset ownershipYes · co-owner
Shares gains/lossesYes
Usage perksOptional · operator
ManagementAOC-licensed operator
At a glance
Compare the three models
The differences that really change your investment, side by side.
| Feature | LoanFixed income | PassiveOwnership, no use | ActiveOwnership + optional perks |
|---|---|---|---|
| Asset ownership | No · lender | Yes, a % | Yes, a % |
| Shares gains and losses | No | Yes | Yes |
| Usage perks (separate from the investment) | No | No | Optional · with the operator |
| Return | Fixed, set per project | Variable, per the asset | Variable + optional usage perks |
| Repayment / horizon | Set repayment date | Per project | Per project |
| Asset management | — | Asset operator | AOC-licensed operator |
Returns are not guaranteed in any model. Investing in aircraft carries the risk of capital loss.
Frequent questions
About the models
Yes. Each project opens under a specific model, but you can diversify your portfolio by splitting your capital across loans, passive investment and active investment based on your profile.
In a loan your return is fixed: you collect the agreed interest and the repayment on the set date, regardless of whether the asset performs above or below. You don't share in the asset's returns.
In both you are a co-owner and share in gains and losses. The difference is the usage right: in active you get to fly the aircraft (a pool of free hours and a special owner rate), while in passive you only seek the asset's financial return.
An AOC (Air Operator Certificate) is an air operator licensed to commercially exploit the aircraft. In active investment, ownership is assigned to it to manage: it ensures legal operation, gives you access to your hours and monetises the idle hours through charter.
Ready to choose your model?
Explore the aircraft open to investment and find the project that fits the way you want to invest.