Frequently asked questions

Skynvest is a collective-investment platform for aircraft. It lets you take part, from a small ticket, in buying and operating planes and helicopters that were historically reserved for large fortunes. Each aircraft is held in its own vehicle (an SPV), and you invest in that vehicle through one of three models — never in the platform itself.

Not yet. Skynvest (a brand of Flyxchain OÜ) is being set up as a crowdfunding service platform under the EU framework (Regulation (EU) 2020/1503) and is completing the authorisation process with the CNMV, Spain's securities regulator. Until that is granted, you cannot invest through the site. The fastest way to be first when projects open is to join the waitlist.

In a loan you lend capital for a fixed return and a set repayment date, with no stake in the asset. In passive investment you own a share of the asset and share in its gains and losses, without usage rights. In active investment you also co-own a share — still a passive investment — and can, separately and optionally, arrange usage perks with the AOC operator that runs the aircraft. The investment and the usage are two separate things.

The minimum is €500 for most projects. Some active-investment projects (with optional usage perks) may have a higher minimum, shown on each project page.

Yes. Under the EU crowdfunding framework (Regulation (EU) 2020/1503), each project can raise up to €5M over a 12-month period. Skynvest places only that retail tranche (from €500); for higher-value aircraft, the capital above €5M is provided by the promoter. Each project page states its target amount and who it is open to.

Once authorised, both non-sophisticated (retail) and sophisticated investors will be able to invest, subject to onboarding and identity checks (KYC/AML). Retail investors get extra safeguards required by the regulation — an entry knowledge test, a loss-bearing-capacity simulation, a reflection period and risk warnings when an investment is large relative to their wealth. Eligibility by country of residence will be confirmed at launch.

Returns come from chartering the aircraft and, at the end of the project, from the sale of the asset. They are distributed on each project's schedule (usually quarterly or annually) and paid directly into your account. Returns are target figures, never guaranteed.

Your investment is always passive. Flying is a separate, optional arrangement: in the active-investment model you can contract usage perks with the AOC operator that runs the aircraft — for example hour packages or preferential access at a reduced rate. The operator keeps the aircraft in charter operation, which generates your return.

An AOC (Air Operator's Certificate) operator is a company licensed by the aviation authority to fly aircraft commercially. Skynvest follows an asset-light model: it does not fly the aircraft itself. Each aircraft is run by a certified AOC operator and specialist providers (maintenance, airworthiness), which is what keeps it safely in charter service and generating revenue.

As with any investment, there is a risk of partial or total loss of capital. The main factors are charter demand, the asset's resale value and maintenance costs. We mitigate these with due diligence, insurance and professional operators, but returns are never guaranteed, and these investments are illiquid.

Investments are illiquid by nature. However, Skynvest offers a secondary market where, subject to buyer availability, you can offer your stake before the project matures.

The platform earns an intermediation fee on each project; the exact costs that apply to you will be set out clearly in each project's key investment information sheet (KIIS) before you commit. Payments and custody are handled through authorised payment or e-money institutions — Skynvest does not hold your funds on its own account.

We're completing the authorisation process and preparing the first aircraft. We'll announce the launch here and by email. Join the waitlist to get priority access to the first projects and the founding round.

No investment is risk-free, but the structure is built to protect you: once authorised, Skynvest operates under the EU crowdfunding regulation (ECSP), supervised in Spain by the CNMV; each aircraft sits in its own ring-fenced company (SPV); and payments and custody go through authorised payment institutions, so Skynvest never holds your money on its own account. What it cannot remove is market risk — see the risks question above.

The regulation requires a business-continuity plan precisely for this. Because each project lives in its own SPV with separate accounts, your investment does not depend on the platform surviving: the plan ensures the critical services — collecting and distributing what is owed to investors and the orderly handover of contract administration to a third party — continue.

No. Your maximum loss is the amount you put into a project — there are no margin calls or additional liabilities. You can lose part or all of what you invest, but never more.

In general terms, returns from these investments are taxed as investment income, and the exact treatment depends on your country of residence and personal situation. We are not tax advisers and this is not tax advice — each project's information will summarise the general framework, and you should confirm your own case with a professional.

The ECSP regulation distinguishes the two to calibrate protection. Non-sophisticated (retail) investors get extra safeguards — an entry knowledge test, a loss-bearing-capacity simulation, a reflection period and a warning when an investment is large relative to their wealth. Sophisticated investors, who meet certain income, wealth or experience criteria, can commit more freely. You can request a change of status, subject to the applicable conditions.

No. The whole process is designed to be 100% digital: you register, verify your identity, review the project information and invest online, from your dashboard, in minutes — no notary required.

SPV — the single-purpose company that holds one aircraft, so each project is ring-fenced. AOC — Air Operator's Certificate; the licence a company needs to fly aircraft commercially. Charter — renting out the aircraft with crew for specific flights, the source of income. KIIS — the key investment information sheet each project provides, with risks, costs and terms.

It's free and commits you to nothing. Joining the waitlist just means we'll email you when the first aircraft open, with priority access. No payment, no obligation, and you can unsubscribe at any time.