Loan, passive or active: which model fits you

Skynvest lets you invest in the same aircraft in three very different ways. They are not just pricing tiers — each is a genuinely different relationship with the asset, with its own balance of predictability, upside and control. Choosing well starts with knowing what you want from the investment.

Loan — predictability first

In the loan model you lend capital to the project in exchange for a defined return and a set repayment date. You are a lender, not an owner: you do not share in the aircraft's upside, and your relationship with the asset ends when the loan is repaid. What you get instead is clarity — you know the rate and the date in advance.

Best for investors who value a clear horizon and a known outcome over open-ended upside.

Passive — exposure to the asset

Here you become a part-owner. You hold a percentage of the aircraft and share in both its gains and its losses, but you have no right to use it. Your return follows how the asset actually performs: strong charter demand and a good resale lift it; a weak market drags it down. More potential, and more variability.

Best for investors who want real exposure to the asset's performance and accept more variability in exchange for more potential.

Active — ownership plus the right to fly

The active model adds something the other two don't: use. You own a share and also gain access to the aircraft — a number of flight hours negotiated upfront, plus a special owner rate beyond that allocation. Ownership is assigned to an AOC operator, which flies the hours you don't use as charter and returns that income to the project.

Best for investors who actually want to fly, and to offset the cost by letting the aircraft work when they are not using it.

Side by side

You don't have to choose just one

Many investors combine the three across different projects: a loan for a predictable base, a passive stake for asset exposure, and an active position in an aircraft they genuinely want to fly. The mix is a way to balance predictability against upside on your own terms, instead of betting everything on a single profile.

All three models carry risk, including the partial or total loss of capital. This article is informational and we never make investment recommendations.